“The Union Budget 2025-26 as presented by our Hon’ble FM Nirmala Sitharaman reinforces India’s position as the major economy on the world map, backed by a decade of structural reforms. The Govt’s focus on urban sector reforms, infrastructure expansion and clean tech manufacturing will provide a helping hand to shape the future of real estate. The Urban Challenge Fund of ₹1 lakh crore will boost the transformation of the cities into economic hubs by improving municipal services, land planning and better water management. With ₹15,000 crore in blended finance SWAMIH Fund 2 will accelerate the delivery of 1 lakh housing units, providing relief to homebuyers and unlocking stalled developments.
The recent tax revision, which raises the exemption limit to ₹12 lakh, offers substantial relief by boosting disposable income and unlocking new opportunities for real estate investment. This increase in disposable income, coupled with higher loan eligibility, is expected to drive strong demand for affordable housing. As more people become eligible for home loans, home ownership rates will rise, sparking a positive ripple effect throughout the economy.
The push for PPP infrastructure projects by the Government will help to expedite the urban expansion and generate employment. Also we thank the Government for its plans to invest in the clean tech manufacturing like solar PV, EV batteries, and grid-scale storage which will drive sustainable real estate growth. The ₹10,000 crore allocated for urban development in the coming year will prove a game changer for balanced and sustainable growth.”
